Which Individual Health Insurance Plans in Delaware Are Right for You?

Finding individual health insurance plans in Delaware that meet your specific needs can be challenging—especially if you are new to finding coverage. Exploring and navigating the health insurance marketplace can often bring up more questions than it answers. That’s why having an experienced health insurance broker on your side can mean the difference between finding the right plan and settling for one that doesn’t meet your exact needs.

With nearly two decades’ experience, I’ve helped countless individuals find the health insurance that gives them the peace of mind they deserve, and I will do the same for you. I understand that sifting through dense information can make finding coverage difficult, and maybe seemingly impossible. But know that you’re not alone. Here’s how I can help you find the coverage that’s right for you.

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Why you need individual life insurance

Let’s face it: the cost of health care in the United States is expensive. So much so that it is the leading cause of bankruptcy in America, according to a 2019 study by the American Journal of Public Health. However, getting the right coverage that covers a range of services and conditions can help ensure that you do not join this portion of Americans.

While U.S. health services are expensive, insurance helps bring those costs down and offers a more affordable option. But beyond saving you money upfront and in the long run, individual health insurance gives you the peace of mind that your health care needs are met. Moreover, it allows you to understand which conditions, treatment plans, medications, and other factors are covered under your plan, and how much you will pay for in- and out-of-network coverage.

Peace of mind for you and your family

While selecting the right individual health insurance plan to meet your and your family’s needs is essential, it’s also important to protect your loved ones in the event of your passing. I know that it’s unimaginable, but it’s crucial that you have a plan in place should the unthinkable happen sooner than anticipated.

Life insurance helps protect your family from financial hardships brought about by your passing and ensures they have the financial means they need to live comfortably during and after this difficult time.

But some life insurance benefits are available before your passing, known as living benefits. These benefits provide supplemental coverage to your life insurance policy. While they often cost extra, they are well worth the expense; they cover needs not met by your basic policy and are essential in customizing your plan to ensure each of your (and your family’s) needs are met, no matter how difficult the situation.

Living benefits in action

I know it’s difficult to picture, but in the event that you become terminally ill, you and your family will likely face significant expenses before your passing. Living benefits help ensure you and your family do not go bankrupt while providing you the dignified care you need to pass as peacefully as possible.

In short, living benefits give you and your loved ones the peace of mind you deserve while managing one of life’s greatest challenges.

Find the individual health insurance plan you need

Getting health insurance in Delaware doesn’t have to be difficult. Whether you’ve just begun shopping for health insurance, are exploring new plans, or just need an experienced voice to guide you, I can help you find the plan that’s right for you. Ready to get started? Let’s talk.