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Insurance isn’t something that most people like to think about. It’s confusing, complex, and stressful. It’s not something that you can put off until the last minute, though. An experienced insurance broker can help.

I’m Michael Melle, the founder of the Michael Melle Insurance Group. My team and I are experts in health insurance, and we’re eager to provide customized solutions for your insurance needs. Here are a few reasons why you should choose us.

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When you’re self-employed, one of your major concerns can be health insurance and how to obtain it on your own. It can be an expensive and confusing process without someone knowledgeable in the field by your side. Schedule an appointment with Michael Melle now and make sure that you have the proper health insurance coverage to suit your needs. Learn how some of the changes in health insurance options might affect you below.

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There are many benefits when it comes to working self-employed. But when you aren’t employed by a larger business or group that offers health benefits, navigating the world of health insurance can seem daunting. That’s why the Michael Melle Insurance Group in Philadelphia is here with some important information people who are self-employed need to know about health insurance. Ready to get started with health insurance? You can schedule a call today!


Finding individual health insurance plans in Delaware that meet your specific needs can be challenging—especially if you are new to finding coverage. Exploring and navigating the health insurance marketplace can often bring up more questions than it answers. That’s why having an experienced health insurance broker on your side can mean the difference between finding the right plan and settling for one that doesn’t meet your exact needs.

With nearly two decades’ experience, I’ve helped countless individuals find the health insurance that gives them the peace of mind they deserve, and I will do the same for you. I understand that sifting through dense information can make finding coverage difficult, and maybe seemingly impossible. But know that you’re not alone. Here’s how I can help you find the coverage that’s right for you.


Insurance brokers for Medicare can assist with the entire process of getting insurance. However, many people are not entirely clear on the role insurance brokers play in helping them find affordable coverage. This is not their fault; the world of insurance is notoriously complex, and those outside of it are simply not exposed to the ins and outs of the industry.

I’m here to help you understand your options for Medicare, as well as help guide you through the process of finding and getting the right coverage for you and your family. Before I help you find the coverage that’s right for you, let’s dispel some of the common misconceptions of working with an insurance broker when it comes to finding Medicare coverage.


Times are hard right now, and the last thing you want is to get sick without health care coverage. But if you’ve been recently laid off, employer-sponsored healthcare isn’t an option for you anymore. Meanwhile, paying for COBRA coverage feels almost criminally expensive when you don’t have income coming in.

So what are you supposed to do?

You don’t have to feel lost, overwhelmed, or confused. Here I’ll go over some ways to find affordable health insurance — whether for the long-term or until your next job.

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Selecting the right life insurance coverage that meets your and your family’s needs is an important decision. However, it can be difficult to find a Philadelphia life insurance broker who understands the intricacies of finding the perfect plan.

Michael Melle has the experience, knowledge, and personal touch to help you find and choose the life insurance plan that’s right for your unique situation. Our firm has helped families across Pennsylvania, New Jersey, and Delaware get the coverage they deserve and helped them navigate what can be a confusing and intimidating landscape. We can do the same for you.

Let’s get into why relying on our team’s expertise benefits you and your family.


With the right life insurance policy, you can have peace of mind, knowing your loved ones will be taken care of financially if something happens to you. There are several different types of life insurance; how do you know which is right for you?

As experienced Philadelphia life insurance brokers specializing in health insurance and life insurance, we can help you choose a policy that makes the most sense for your situation. To help you get started, we’ve put together a definition of common life insurance terms, from term life insurance to final expense insurance.


My story

When people ask me why I became an insurance professional, the answer's simple — it's my calling. For 18 years, it has been my mission to help my clients protect their quality of life, and their family's future, through adequate health and life insurance coverage. I truly believe that everyone should have the right insurance coverage for their personal circumstances, and I'm not satisfied until I find my clients the right coverage for their individual needs. Here's a little background on me and why I decided to set up Michael Melle HealthMarkets.