Protect your right to receive government-funded health insurance and live life to the fullest throughout your golden years—with guidance from Michael Melle Health Insurance Broker to help you make confident, informed choices. Having the right coverage in place helps ensure you can focus on what matters most—your health, independence, and peace of mind.
Get more out of your health insurance. Combine your Part A and Part B Medicare benefits into one plan and receive additional benefits that exceed a typical plan. Medicare Advantage (Part C) bundles your hospital, medical, and usually prescription drug coverage into a single, easy-to-manage plan — while adding benefits Original Medicare doesn't offer, like routine dental, vision, hearing, fitness programs, and more. It's comprehensive, cost-protective coverage that keeps you in the Medicare program while giving you significantly more than the basics.
Health is a human right, not a privilege. Reduce your out-of-pocket costs and preserve your high quality of life. A Medicare Supplement (Medigap) plan works alongside your Original Medicare coverage to pick up the costs Medicare leaves behind — like deductibles, copays, and coinsurance — so unexpected medical bills never stand between you and the care you deserve. With predictable monthly premiums and the freedom to see any doctor or specialist who accepts Medicare, anywhere in the country, you stay in control of your healthcare without compromise. No networks, no referrals, no surprises.
Receive all prescribed medicines through your Medicare plan. Never get caught paying out-of-pocket for any prescribed medication that you need and continue to live life to the fullest. A Medicare Prescription Drug Plan (Part D) ensures that the medications keeping you healthy and active are covered, affordable, and accessible — because managing a condition or recovering from an illness shouldn't come with financial stress on top of it. Part D plans cover a wide range of brand-name and generic drugs, and with low monthly premiums, you can budget confidently knowing your prescriptions are taken care of.
